What law defines what is a hard or soft pull on your credit report?

What law defines what is a hard or soft pull on your credit report?

Questions and Answers credit, Credit Bureaus, Credit Report, defines, hard, pull, report, soft

As everyone knows there are hard and soft pulls on your credit report. Exactly what law defines what constitutes a pull as hard or soft? Is it a law, or just common practice for credit bureaus to determine what classifies each one?

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